Car loan calculator

A car loan is one number at the dealer and a fixed drain on your balance for years. This works out the payment and the interest. Recurna Flow shows you the part that matters more — what that payment does to your real forecast.

Car payment calculator

Enter the numbers and see the monthly payment, the total interest, and how the balance falls over the term. No signup, no bank connection — the math runs right here.

Monthly payment
$593
Total interest $5,557
Amount financed $30,000
Total of payments $35,557
Principal · $30,000 84% Interest · $5,557 16%
Loan principal and remaining interest falling to zero over the term. 0235 yr $0 $18k $36k

Principal owed Interest left

Nothing to finance.

Amortization schedule year-by-year & per payment
Year Principal Interest Balance
1 $5,204 $1,907 $24,796
2 $5,575 $1,537 $19,221
3 $5,972 $1,140 $13,250
4 $6,397 $714 $6,853
5 $6,853 $259 $0
Compare payment frequencies

That is the loan math. The part a calculator can't show you is what this payment does to your real balance — stacked on every other bill, week by week, for the whole term.

Estimates only, not financial advice. Shows principal and interest on the amount financed — excludes sales tax, dealer fees, and insurance.