Calculators

Calculators

Free, instant, no signup. Each calculator answers the loan-math question, then shows you the part a static tool can't: what the payment does to your real balance, week by week, in Recurna Flow.

• Can I afford this? See whether a purchase fits: your balance week by week for 12 weeks, and the lowest week that decides it. Then forecast your whole year in Flow.
• Car loan calculator Monthly payment, total interest, and a year-by-year amortization schedule. Then see what the payment does to your real forecast.
• Mortgage calculator Payment, amortization, and an early-payoff toggle that shows the interest and time you save. Then see it on your real forecast.
• Credit card payoff calculator How many months to clear the balance, the total interest, and what paying a little more each month saves you.
• Compound interest calculator See how a starting balance and regular contributions grow over time, with contributions and interest shown apart.
• Take-home pay calculator Your real net pay after federal and provincial tax, CPP, and EI, for any province, on the current tax year.
• RRSP tax refund estimator Estimate the refund an RRSP contribution gets you, accurate across tax brackets, for your province.
• Rent vs. buy calculator The honest Canadian math (land transfer tax, CMHC, and opportunity cost) and the year buying breaks even with renting. Then see what either path does to your forecast.